Inflation Essay Example | Topics and Well Written Essays - 1500 words - 4

Inflation - Essay Example The general price level remains low or affordable to the average consumer and stays that way for a long period of time. Thus, stability of prices within an economy is more of a concept than anything else. Moving on to the demand for and supply of goods in the market, there might be a number of fluctuations with regard to the customer’s needs and wants as well as the producer’s. This makes it a little difficult for the overall price values within the market or economy to be comprehended with ease by both parties. And therefore, for this purpose, a general price level or the concept of price stability is adopted in order to reflect the entire impact that the market has had on each of the different and individual units. Thus in order to understand better, price stability is simply a term or concept used to realize the stability or balance that the general price level or market forces have rather than the actually fixed prices on goods and services in the market. Price stability may also be understood as a period in the economy when it does not face inflation or deflation. In order to understand this, the term inflation has been emphasized upon in this paper. Inflation takes place in an economy when the actual aggregate demand within the economy is greater than the required level of aggregate demand for full employment equilibrium. Full employment equilibrium on the other hand is a situation when all the resources within an economy have been utilised in a full and efficient manner, and the demand curve cuts the 45 degree line or supply curve at this point. However, if the demand curve exceeds the point of full employment equilibrium, it leads to an inflationary gap in the economy. This has been better explained with the help of a diagram; Here the C+I (Total consumption plus investment expenditure) is the aggregate demand (point B) which should have been the situation for an ideal level of equilibrium in the

Hobbes: Credited through Religion :: social issues

Hobbes: Credited through Religion Although the Catholic faith states that Baptism removes the penalty for past sins including the original sin, it doesn't remove the effects of original sin. It doesn't keep you from sinning. If one is a human being, they sin and thus they are considered â€Å"bad†. This is a fact and it is supported by Biblical texts. Three instances of such will be listed here along with the location of more. The first is Ecclesiastes 7:20 (NKJV) reading â€Å"For there is not a just man on earth who does good and does not sin.† The second is similar and is spoken by Jesus himself (Mark 10:18 NKJV) â€Å"†¦Ã¢â‚¬ËœWhy do you call Me good? No one is good but One, that is, God.’ This statement is made in response to a man calling Jesus â€Å"good† or blameless or pure. The third is from I John 1:8 (NKJV). It states â€Å"If we say that we have no sin, we deceive ourselves, and the truth is not in us.† This means that it is untruthful to say that we, humans, may are without sin. More instances of this assertion may be found in I King 8:46, II Chronicles 6:36, Psalms 14:3, Psalms 53:3, Romans 3:12, Romans 3:10, and I John 1:10. By a Merriam-Webster dictionary, one antonym of the adjective, good, is evil. Through this, we may determine that all humans are evil because of their sinful nature. â€Å"†¦God is greater than our heart, and knows all things.† (1 John 3:20, NKJV) God is omniscient; He knows all that has been, is, and will be. One example of this is as such: Before God created Adam and Eve, He knew, in His infinite knowledge, of all that has been and will be, that Satan would tempt Eve and cause her to eat the forbidden fruit. Since He does not change free will, He did not change the out come. He made His divine plan around this happening. Whether you happen to believe this, the Mormon and a â€Å"heretical† view on Adam and Eve, this is a Biblical example of determination—a belief that everything that happens was predestined or that everything that happens was meant to happen. Another Biblical example of determination would be predestination—the belief that since God knew everything that would happen before it happened, He knew who was going to heaven before they lived. These are just two beliefs held by

Cost benefit analysis CanGo Essay

VIA Consulting has been hired in CanGo’s behalf to assist its management group in the decision making of the implementation of the new operating ASRS system, and we came out with the following financial information and data. CanGo started operating as a small company in 2006. In 2008 the company reported a net profit of $7,000,000 and $15,000,000 for the 2009. The company’s most profitable division has been its online book sale. Due to the fact that CanGo has been increasing its sales and revenue for more than 100%, the company has demonstrate that it is a profitable organization, but at the same time, it has been reporting an increase on client’s complains for a deficient customer service. According to management at the organization, some of the issues are unproductive personnel, the time for an order to be processed is too long, small warehouse space, and short inventory. CanGo is looking for a new operating system that allows them to decrease labor, lower spac e and increase productivity and revenue. An ASRS (Automated storage and retrieval system) consists of a variety of computer-controlled systems for automatically placing and retrieving loads from defined storage locations. This type of system is utilized majorly for companies with a very high volume of loads being moved into and out of storage. The benefits of an ASRS system include reduced labor for transporting items into and out of inventory, reduced inventory levels, more accurate tracking of inventory, and space savings (Wikipedia, 2014). VIA Consulting is going to help CanGo to calculate the costs of the new ASRS system. Utilizing tools like net present value (NPV) and internal rate of return (IRR), we will examine and evaluate if the investment will benefit economically the organization. The cost for a new ASRS system is  approximately of $2,000,000 and according with the most recent financial statements, CanGo, Inc. Working capital†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. $132,520,000 Cost of Operations†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 32,560,000 Cash inflow†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 58,000.000 Inventory†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 32,000,000 It is necessary to know if the company has the economic resources to acquire the new automated system and finance the cost of operation derived from the project. To find out, we need to know three major costs; Cost of capital, Net Present Value (NPV) and Internal Rate of Return (IRR). The ASRS and costs of operation represent the Cash Outflows, of this project and the revenues and profits represent the Cash Inflow. Looking at the Net Profit, or cash inflow, CanGo has limited capital to invest; however, the company may find the monetary resources through bonds, private investors and banks that are willing to finance the project as long as they receive their dividends or profits. Cost of Capital reflects the minimum amount that a firm must earn on its assets in order for those assets to add value to the firm. On other words, capital is the rate at which assets must provide cash inflows to justify their cost. Therefore, if the rate of return of the net cash flows from a project, includi ng the initial investment and all future net cash flows, exceeds the cost of capital, the project will add to the value of the firm. For example, when the ASRS investment generates a return of 21.31 percent, while the cost of capital was assumed to be 15 percent. The Net Present Value (NPV), is one of the most common methods used to evaluate investments. At its simplest, NPV is the present value computed by using the firm’s cost of capital as the discount rate of cash inflows, minus the present value of cash outflows, including the initial investment. NPV= PV of Cash inflows – PV of Cash Outflow According to the divisional revenues, in 2009, the company reported revenues (Cash Inflow) for $58,000,000 being books the most profitable sales division with $15,000,000. Actually, the company employs 6 operators on the first shift and two operators on the second shift to pick books at the average rate of 45 books per hour, but during heavy demand periods, the pick area  can accommodate eight operators. Salaries expense and machinery and equipment would be the company’s cash outflow. The cash outflow is $2,250,000. NPV= 58,000,000- 2,250,000 =55,750,000 Projects with a positive NPV add value to the firm. Cash inflows and outflows can occur at any time during the project. The NPV of the project is the sum of the present values of the net cash flows for each time period t, where t takes on the values 0 (the beginning of the project) through N (the end of the project). With this formula we can also calculate the time and the amount of money the capital invested in the project will have generate profits. The NPV calculation provides a dollar measure of how much a project is expected to add to a firm’s value. Analysts may also want to know what the rate of return on a project is in order to compare it to the cost of capital. This rate is called the internal rate of return, or IRR. The IRR is the discount rate that makes the present value of the cash inflows equal to the present value of the cash outflows. This is the same as saying that the IRR is the discount rate that makes the net present value equal to zero. The formula that represents the IRR is In conclusion, and taking into consideration the financial data of Divisional Revenues from 2009 for $58,000,000 and cash outflow of $2,250,000 to 3,000,000 (ASRS equipment, labor and other expenses) the new project will allow CanGo to increase productivity from 45 books per hour to double or triple the number of books picked per hour and at the same time employing less people. This will derivate in an increase of net revenue for the company. Also, the employees will be able to more accurately track inventory, and the warehouse will have more space available to keep up to date the inventory. Customers will receive their books faster when the company won’t have to order books from different distributors and wait too long to receive them, and then, packing them and sending them to customers. The employees also will be able to see if they have the ordered book in stock and clients won’t complain for receiving the wrong book(s). VIA  consulting advices CanGo, Inc., that t he new ASRS system will benefit the company increasing productivity and profits for the company. References Retrieved on September 2014, from: https://www0.gsb.columbia.edu/premba/finance/s5/s5_5.cfm Retrieved on September 2014, from: http://en.wikipedia.org/wiki/Automated_storage_and_retrieval_system

Breastfeeding - Free Essay Example

Sample details Pages: 1 Words: 429 Downloads: 8 Date added: 2017/09/22 Category Advertising Essay Type Narrative essay Tags: Children Essay Mother Essay Did you like this example? Every year, approximately 4 million babies are born in the United States. This means that every year, approximately 8 million breasts are swollen with Mother Natures own ambrosia, ready to start our children down the path to a healthy and well-adjusted life. Having a child is the most natural thing in the world to most women. Breast feeding is the the most healthy food for a newborn child. It prevents a wide range of illnesses as well as helps the mother feel better after birth. So why not breastfeed your new born? Although many people believe that breast feeding puts undue stress on a new mother, ultimately, as a mother, you will be responsible for every single feeding that your child experiences. Sure, it is true that you can pump the breasts in order to store milk or allow others to feed the baby; this can also prove to be a large hassle. Another common issue that women experience after giving birth is getting all of the weight off that they have acquired while carrying the baby. By breastfeeding, the body will naturally burn calories. This will result in less weight, and the extra weight to burn off more quickly. ;https://breastfeeding. about. com/od/breastfeedingbasics/a/proscons. htm;. Nursing is definitely time-consuming. Newborn babies typically feed every 2 to 3 hours during the day and may awaken frequently at night. There can be a certain amount of anxiety and frustration while a mother is learning the process of nursing. It is easy and convenient there is nothing to buy or prepare so it gives the mother much more freedom. Breasts are always there and the milk is always warm and ready. The mother can snooze during night feeding, this may also help her stay more relaxed during the feedings. (Nagin) Sometimes mothers have physical problems like mastitis, plugged milk ducts and engorgement if the baby is not feeding frequently or properly. Your breasts also leak, a lot. Lots of women leak quite a bit. For several months they may have to sleep with 2 sets of breast pads or a cloth diaper under their bra, and still wake up in puddles every morning. Now, most women dont leak quite this bad. That alone can make it frustrating enough to make a woman question whether they would want to continue breastfeeding and having the front of their shirts soaked all the time. Breastfeeding protects babies against Sudden Infant Death Syndrome (SIDS), as well as sepsis in pre-term babies. Breast milk contains antibodies that help babies fight off infections like otitis media and respiratory problems Don’t waste time! Our writers will create an original "Breastfeeding" essay for you Create order